Congress to Vote on EXPLICITLY Creating a Police State (Big Picture)
If You Thought Police Brutality Was Bad … Wait Until You See What Congress
Wants to Do Next Week The police brutality against peaceful protesters in
Berkeley, Davis, Oakland and elsewhere is bad enough. But next week, Congress
will vote on explicitly creating a police state. The ACLU’s Washington
legislative office explains: The Senate is [...]
Big Picture
 Vintage Canadian National 6218 Train Postcard Countdown 6218 Moira River Foxboro US $1.50 
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 Locomotive No. 6060, Canadian National Railways Postcard US $.99
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 Canadian National 5568, 1974, Pierre Patenaude US $4.95
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 Canadian National 5634, Little Falls NY, 1999, Joe Suo US $4.95
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 Canadian National 6758, The Scotian, Bruce Hollet US $4.87
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 CANADIAN NATIONAL RAILWAY BRIDGE QUEBEC CANADA US $7.25
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 Canadian National 6076 Locomotive Train Railroad Postcard B161 US $4.00
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 Canadian National 6218 Locomotive Train Railroad Postcard B166 US $3.00
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 Canadian National Vista-Dome & Diesel 3-view postcard US $8.49
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 Canadian National #86 2-6-0 Chesley ON postcard 1957 US $8.19
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 Canadian National Rwy Station Montreal PQ postcard 40s US $8.19
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 Canadian National Pacfic 5145, August 1959, Russ Porter US $5.85
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 Old Canadian National Railroad postcard 1981 Savonna BC US $5.50
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 Postcard Trains CANADIAN NATIONAL CN 9104 & 5002 Red US $5.00
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 Postcard Trains CN Canadian National #5610 BC July 1981 US $5.00
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 Canadian National Rly. "Continental Limited" US $1.58
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 postcard GREEN MOUNTAIN RR EX-CANADIAN NATIONAL #89 US $3.49
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 Vintage Canadian National RR steam engine on turntable Ontario MINT Condition US $9.99
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 Postcard CANADIAN NATIONAL RR locomotives 1960 US $5.00
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 CANADIAN NATIONAL STEAMSHIP T.S.S. "PRINCE DAVID" 1932 POSTCARD - BUILT IN 1930 US $3.75
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 Canadian National Railway (CNR) 6760, Ken Crist, 1969 US $4.95
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 Canadian National CN Railroad Postcard Lot of 12 US $6.95
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 Canadian National SS PRINCE GEORGE Vancouver BC Alaska USA Advertising Postcard US $4.50
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 Canadian National Passenger train postcard - past/pres US $2.12
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 PRINCE GEORGE, CANADIAN NATIONAL STEAMSHIP, POSTCARD US $6.00
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 Canadian Railway Postcard. CNR, Canadian National Railways 4-6-4 Loco No 49. US $3.15
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 Vintage Canadian Pacific Postcard Yoho National Park US $6.99
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 Canadian National Railway CN # 1389 Manitoba 1959 ~ Train Postcard US $3.95
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 Canadian National Line steamship SS Prince George -1 US $.99
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 Canadian National Railway CN # 5612 Class K-3G Manitoba 1959 ~ Train Postcard US $3.95
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 RMS Lady Somers of The Canadian National Steamships Ship Old Bermuda Stamp 380 US $20.00
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 Canadian National Steam Ship Prince George Postcard US $8.29
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 Canadian National CN GP40-2W Units #9407 & #9637 ~ Railroad Train Postcard US $4.50
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 Canadian National Railways Postcard 4-6-2 Steam Train Locomotive Engine #5529 US $3.00
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 Canadian National Railways Postcard Steam Locomotive Flying Scotsman Montreal US $3.00
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 CANADIAN NATIONAL RAILROAD 4-8-4 ENG #6218 (AV2291*) US $2.99
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 CANADIAN NATIONAL RAILWAY "GASPE" TRAIN(AV15*) US $1.49
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 MONTREAL CANADIAN NATIONAL TRAIN "RAPIDO" #61(AV14*) US $1.49
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 212) Postcard- 2 CNR Canadian National stations - Winnepeg + Jasper - unused US $5.00
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 Canadian National Railway Postcard Steam & Diesel Locomotive Montreal c1960s US $4.00
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 Canadian National Railway Postcard 2 Steam & 2 Diesel Locomotives Montreal 1960s US $4.50
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 Canadian National Railroad Postcard Steam Locomotive Engine #6218 Vaudreuil QC US $4.12
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 Canadian National Railroad Postcard Steam Locomotive 6218 Belleville Quebec 1971 US $5.50
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 Canadian National Railroad Postcard 3 Diesel Locomotive Engines Scotian Train US $3.50
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 Canadian National Railroad Postcard 3 GMDD GP38-2 Locomotives Montreal Quebec US $3.50
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 Canadian National Railroad Postcard Diesel Locomotive #801 Brigus Jct NL Lake US $3.50
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 Canadian National Railroad Postcard EMD Diesel Locomotives 2111 2117 Moncton NB US $3.50
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 Canadian National Railroad Postcard EMD Diesel Locomotives 4533 4534 Niagara ON US $3.50
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 Canadian National Railroad Postcard Train #1 Steam Locomotive #317 St Johns NL US $3.50
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 Canadian National Railways Station,Hamilton, Canada Postcard Valentine Black Co. US $4.50
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 Canadian National Railroad Kingston Ontario Northern Steam Train 1960s Postcard US $.88
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 Canadian National Railroad GM Winnipeg Manitoba Freight Train 1981 Postcard US $.88
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 Canadian National Railroad Postcard Railway GE Diesel Engine 1970 Train Yard US $3.25
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 Canadian National Railroad Postcard Steam Locomotive #1271 Toronto Ontario 1957 US $3.25
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 Canadian National Railroad Postcard Steam Locomotive #6218 Montreal Quebec 1960s US $3.25
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 VOORHEESVILLE,NY-CANADIAN NATIONAL #6003(AV1182*) US $1.49
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 PC002 CNR Canadian National Steamship, Prince George US $4.95
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 PC225 CNR CANADIAN NATIONAL HOTEL, Prince Arthur 1931 US $9.95
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 PC332 CNR CANADIAN NATIONAL RAILWAY STEAMSHIPS Dry Dock, Prince Rupert, BC c1945 US $31.95
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 PC371 CNR CANADIAN NATIONAL RAILROAD STEAMSHIP S.S. Prince George US $4.95
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 PC372 CNR CANADIAN NATIONAL RAILROAD STEAMSHIP, S.S. Prince George US $7.95
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 PC418 CNR CANADIAN NATIONAL RAILWAY Athabasca River, Jasper National Park US $2.95
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 PC524 CNR CANADIAN NATIONAL RAILWAY, Hatley Park, Victoria, BC US $8.95
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 PC539 CNR CANADIAN NATIONAL RAILROAD Ocean Limited, Halifax Nova Scotia 1977 US $3.95
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 PC540 CNR CANADIAN NATIONAL RAILROAD The Scotian, Fairview Roundhouse Montreal US $3.95
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 PC541 CNR CANADIAN NATIONAL RAILWAYS, VIA Scotian, Fairview Jct. 1978 US $3.95
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 1940'S P.C. CANADIAN NATIONAL STEAMSHIP PRINCE GEORGE US $15.00
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 Canadian National Railway Postcard Pacific CPR CNR Fraser River Canyon View 1948 US $3.38
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 Railway station /Canadian National Railway Central Station, Montreal, Unused US $5.00
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 SHIP SS PRINCE GEORGE, Canadian National Steamships postcard US $5.99
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 Canadian National Railway Postcard Diesel Locomotive #6117 Niagara Falls ON 1972 US $3.38
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 Canadian National Railway Postcard Train 2 Diesel Locomotives Savonna BC 1981 US $4.50
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 Canadian National Railway Postcard Train Diesel Locomotive 6003 Conrail New York US $3.38
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 Canadian National Railway Postcard Woodstock ON Train Station Steam Train 1974 US $4.50
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 vtg rail road train Post Card PC Canadian 5610 National Ballast Savonna BC US $5.73
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 CANADIAN NATIONAL RAILROAD 6060 TRAIN POSTCARD FRANK FERGUSON PHOTO VANCOUVER BC US $2.94
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Canadian National
Canadian National Railway trains meet on a cold winter day
Canadian Life Insurance Plans And Cocaine Use
According to 2009 data from a survey on Canadian consumption of alcohol and drugs, crack and cocaine were the most prevalent drugs used by those 15 years or older, right after marijuana.
Whereas cannabis was used by more than 10% of Canadians in 2009, approximately 1.2% of people had experience with crack and cocaine. Almost 11% of Canadians had experience with one of six prohibited drugs in the same time span. Among these drugs are heroin (diacetylmorphine), ecstasy, cocaine and/or crack, speed, hallucinogens (excl. salvia), and marijuana. 17.7% of men and 7.6% of women had used drugs, with the rate of adolescent drug experience at a whopping 27.3%.
Forbidden drug use has been moving back in Canada since 2004, creating many former users and addicts who will look for life insurance in the future.
Life insurers do not particularly fancy cocaine use or the use of other recreational drugs. In most cases, ongoing drug use will lead to an automatic turn down. This is due to the fact that unlawful drug experience is an unfavourable LINK1:pre-existing medical condition. Current drug users may still have a chance with simplified issue insurance policies. These plans do not have any medical testsand usually do not have a drug related question.
This is how leading insurance companies perceive cocaine, heroin and ecstasy:Present drug use will lead to an automatic turn down.If the insured has not been using drugs for more than four years, the insurance quote will almost certainly bring about a policy rating if the applicant is otherwise in good shape. A policy rating means that a qualified applicant pays an additional premium premium on his or her coveragebecause the insurance company bears increased risk. Ratings are typically in multiples and can be anywhere from 1.5x to 5x thetypical policy charge.If the insured has not been using drugs for 4 years or more, the insured may be eligible for standard premiums, i.e. without rating. This, however, only holds if there are no additional underlying health problems and lifestyle issues.An insurance advisor with experience in this specific area can help you get a good deal.
The author is an insurance specialist and an expert on hard-to-insure clients. He works with over a dozen Canadian insurers, such as Manulife financial life insurance and Sun life insurance.
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